Identity theft occurs when someone partially takes over your personal information by using your name, address, social security number (SSN), bank or credit card account number, password, or other personal information without your knowledge to commit fraud or other crimes. Many people across the country have become victims of this crime.
Contact the Federal Trade Commission's toll-free Identity Theft Hotline at 1-877-ID-THEFT. The FTC will take a report and place your name in nationwide consumer fraud database shared by local, state and federal law enforcement agencies. Finally, contact you creditors and inform them of your being a victim of identity theft. Close your accounts change all account passwords and obtain new credit, debit and ATM cards.
In a typical case, you'll receive an e-mail that appears to come from a reputable company that you recognize and do business with, such as your financial institution or government agencies. The e-mail or pop-up message is sent claiming to be from a business or government agency with whom you have dealt. The e-mail describes a reason you must "verify" or "re-submit" confidential information, such as Financial Information, Credit Card Numbers, Social Security Number, Passwords, Personal Identification Number (PIN) and other confidential information using a return e-mail, a form on a linked website, or pop-up message with the name and even the logo of the company or government agency. The e-mail message might threaten some type of consequence if you don't respond. The message directs you to a website that looks just like a legitimate financial institution's or government agencies’ site, but isn't. If you comply, the thieves hiding behind the seemingly legitimate website or e-mail can use the information to make unauthorized withdrawals from your bank account, pay for online purchases using your credit card, or even sell your personal information to other thieves.
The Department of Justice recommends that internet users follow three simple rules when they see e-mails or websites that may be part of a phishing scheme:
Stop, Look, and Call.