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Co-op (cooperative) or Condo (condominium) can be quite different, as these two forms of housing ownership have distinct legal structures and ownership models. The main differences between purchasing a co-op and a condo revolve around ownership structure, financing, approval processes, monthly costs, flexibility, and taxes. Your choice between the two will depend on your financial situation, lifestyle preferences, and tolerance for board approval processes. It’s crucial to carefully consider these factors and consult with a real estate professional and discuss your financing options with a licensed Mortgage Loan Originator before deciding. Our Special Condo and Co-op Loan Program is specifically designed for individuals that may require non-traditional financing. read more
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All loans are subject to credit approval. Not all applicants will qualify. Information is subject to change with no prior notice. While multilingual representatives or loan officers are available, all loan disclosures and documents will be in English. You should seek translation assistance from a trusted third party if needed.