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Benefits of
Bank statements can be used as proof of income.
Comparable to traditional mortgage products.
Takes into account the unique financial circumstances of each borrower.
The Bank Statement Ez Doc Loan loan program offered by Mortgage World Bankers is a unique financing option for homebuyers who are self-employed or have irregular income streams. This program is designed to help such individuals qualify for a mortgage by using their bank statements as proof of income instead of traditional tax returns.
The program is ideal for those who have difficulty providing tax returns that accurately reflect their income, such as those who are self-employed, freelancers, or those who receive income from multiple sources. The Bank Statement loan program offers several benefits to homebuyers.
Firstly, it allows them to qualify for a mortgage without having to provide tax returns, which can be a cumbersome and time-consuming process. Secondly, it enables them to use their bank statements as proof of income, which can be more accurate and reflective of their current financial situation. Thirdly, the program offers flexible underwriting guidelines that take into account the unique financial circumstances of each borrower. Finally, the program offers competitive interest rates and terms that are comparable to traditional mortgage products.
Overall, it is an excellent financing option for homebuyers who have difficulty providing traditional proof of income. It offers several benefits that make it an attractive alternative to traditional mortgage products.
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All loans are subject to credit approval. Not all applicants will qualify. Information is subject to change with no prior notice. While multilingual representatives or loan officers are available, all loan disclosures and documents will be in English. You should seek translation assistance from a trusted third party if needed.